Repossessors, Use this page to make your notification process easy. Enter your information once and all your
Each time a vehicle is repossessed New York State Vehicle and Traffic Law Section 425 requires the repossessor
of a motor vehicle or motorcycle to do the following:
- Immediately following the repossession, personally appear at the police agency in the locality where the repossession occurred, and notify the police agency of the repossession;
- Within 24 hours, deliver either personally or by special delivery first class mail to any Motor Vehicle Issuing Office (not to the Title Bureau):
- This completed notice of repossession; and
- the license plates from the vehicle being repossessed (unless removed by registrant before the
(NOTE: A fee of $1.00 per set of plates may be required by some county offices.)
- Within 24 hours, notify the vehicle owner of the repossession (either personally, or by registered or certified mail sent to the owner at the owner’s last-known address).
- Prepare a form, and present it and the license plates, if any, to any Motor Vehicle Issuing Office. The Motor Vehicle Issuing Office will return the Owner Copy and Repossess or Copy to the Repossessor. Once the repossessor receives the Repossessor and Owner copies of the MV-327, he must forward the owner copy immediately to the owner.
Failure to deliver the license plates to a Motor Vehicle Issuing Office within 24 hours is a violation of
Vehicle and Traffic Law Section 425, which is punishable by a fine of up to $150. If you are a dealer,
however, failure to deliver the license plates to a Motor Vehicle Issuing Office within 24 hours may
result in a fine of up to $1,000 and/or the suspension or revocation of your dealer’s license.